Guarantee and Return Policies
IPM offers a 100% satisfaction guarantee on all numismatic and rare coins offered, except as otherwise provided below.
Customer may return a coin or coins for any reason, for a period of ten (10) days upon receipt, and receive a full refund of the price paid for the coin(s). Coins must be returned in the same condition and in original, untampered holders, if applicable. This guarantee does not apply to trades of uncertified one ounce bullion coins, bars or rounds/medallions in any metal, nor does it apply to transactions involving any coin or other item, which are a special order, or for which special price and/or payment terms have been negotiated. In such cases sales are considered to be final.
Important considerations before you acquire any coin:
As with any investment or asset holding, a coin acquired as an investment vehicle may expose one to financial risk that cannot be forecast by any party. Fluctuations in metals prices, supply and demand factors governing rare and numismatic items, and various other factors may cause the value of any coin holding to rise or fall. IPM issues buy recommendations based on the past performance of like or similar coins, on economic forecasts and analysis of supply and demand factors likely to affect a given coin, but cannot offer any guarantee or promise as to the future value of any coin or other precious metal holding. As such, one must be prepared to assume all risk associated with a precious metals coin holding.
Coin holdings may afford certain tax and privacy advantages not provided by other investment vehicles, and IPM literature and sales professionals may cite such advantages as benefits. Laws and other governmental regulatory policies are subject to change, however, and IPM can make no warranty that law or governmental policy affecting these benefits will remain unchanged.
Coins described or categorized as rare coins have historically enjoyed the potential for particularly large gains in value, and as such many may be rightly seen as having sound potential as investment holdings. IPM expressly cautions the prospective investor that due to factors particular to the rare coin market, gross margins charged on rare coin sales often exceed those of other investment vehicles. Therefore, rare coins should be considered to be long-term investments with a holding period of at least three (3) to five (5) years. This time frame is a guideline only and should in no way be construed as a guarantee that any coin will ever realize any particular value.
Many rare and numismatic coins offered by IPM have been graded and certified by independent grading services such as Numismatic Guaranty Corporation (NGC) and Professional Coin Grading Service (PCGS). IPM relies on the guarantees and reputation of these services when we offer grade-certified coins. Grade assignments are necessarily subjective in nature, and IPM can offer no guarantee that certified coins will be similarly evaluated by any given numismatist, nor that any coin might be re-graded or “cross-graded” without depreciation in grade assignment. Graded coins are typically covered under IPM’s 15 day total satisfaction guarantee, and IPM encourages clients to avail themselves of this guarantee if they have any reservations about a coin. IPM generally offers only coins graded by services with superlative reputation and acceptance in the numismatic community, and communicates appropriate caveats to clients specifically requesting coins certified by so-called “second-tier” grading services. As independent third parties, grading services may change policies and standards in a way that might impact a previously certified coin’s value.
Terms used to describe uncertified coins, including adjectival and numerical descriptions of coins are the opinion of IPM and not an attribution. No warranty, express or implied, is made with respect to such descriptions, which can and do vary among experts. Furthermore, the interpretations of various published standards for grading coins have changed over time and could change in the future.
IPM’s general policy is to offer buyback services to its clients, and encourages clients to give IPM first opportunity to serve them when choosing to liquidate or reallocate a coin holding. It is IPM policy to offer clients “fair market value” at all times, on all coins that were originally acquired through IPM. IPM defines fair market value accordingly: The price that IPM might realize by selling a coin to another dealer on a wholesale basis plus applicable shipping costs, shall define fair market value. IPM offers no guarantee that its bid offers might be equal to or higher than those of any other dealer or broker.
As a member of the Better Business Bureau, IPM is pledged to resolve consumer disputes using a BBB assigned arbitrator. All transactions are deemed to take place in Hardin County, Texas, with Hardin County as the place of venue under Texas state laws. All items are offered for sale on a first-come, first-served basis and are subject to prior sale. All prices are subject to change without notice. All offers are void where prohibited by law. IPM is not affiliated with the U.S. Mint or any government agency.
IPM is not required to collect sales tax on any purchase shipped outside the state of Texas. All orders under the amount of $1,000 which are shipped within the state of Texas are subject to sales tax at the current rate (8.25% at time of publication