Today's Spot Prices Gold: $1,421.20$0.40

 

Silver: $16.07$0.15

 

Precious Metals Investing

  • Why Gold is a Safe Haven Investment

    Gold has always been a compelling financial option– for decades, even centuries, investors have all been attracted to gold bullion as a safe haven investment. The expectation from many investors it that gold prices stay stable or even increase during times of market turmoil, and it turns out that they are right. Read More »

  • The Risks of Using Banks for Gold Storage

    Sorry, You Can’t Have Your Gold - by Jeff Thomas

    We regularly caution our clients of the risk involved in storing wealth in banks.   Read More »

  • Chinese Yuan Aims to Knock Out the American Dollar

    The almighty American Dollar’s current reign as the “World Champion” reserve currency may be coming to a end.  The aim is for the chinese yuan to knock out the American Dollar, and has made aggressive moves in precious metals to achieve their goals.  With the creation of its Asian Infrastructure Investment Bank (AIIB), they will challenge the U.S. dominance of the world’s financial system. Read More »

  • Edmund C. Moy Signature Labels available at International Precious Metals

    Edmund C. Moy Signature Labels

    Edmund C. Moy is a former U.S. Mint Director, celebrated author, respected economist and sought-after public speaker.  Born in Detroit, Michigan, he was raised in Waukesha, Wisconsin.  He has been celebrated for his pioneering work at the U.S. mint and has been honored with Edmund C. Moy signature labels . Read More »

  • 7 Urgent Reasons to Buy Gold Now

    Wise investors are drawing closer to Gold's defensive, safety haven, functionality. Physical gold is private, portable, secure and immutably valuable. Historically, it has retained its value, maintaining through the collapse of governments and even cultures. No paper asset offers the same security.Gold’s safety haven appeal often benefits from uncertainty in the wider financial markets.
  • Why Are Precious Metals Falling

    Let's Put it in Perspective: Are Precious Metals Prices Really Falling?

    Though precious metals dropped in price near the end of last year, the value of precious metals is still significantly higher than it was 15 years ago. Last year, the Federal Reserve announced plans to raise inflation rates this coming spring, which had an immediate negative effect on precious metals prices.

    But the Reserve announced in December of last year that they could be “patient in beginning to normalize the stance of monetary policy” which saw precious metal prices rebound by an average of 1.1 percent. The combination of a dovish Fed and ongoing uncertainty in the markets is projected to give precious metals some lift. And though mining investments are doing poorly, there is still enormous global demand for physical gold and silver in India and China. And sales at the U.S. Mint are at an all time high.

     

    Then What Caused the Recent Drop?

    In response to the dollar's advance to a five-year high in early November of last year, about $1.66 billion was erased from the value of precious metals holdings. The dollar climbed in response to the new Republican Senate and steps taken by the Bank of Japan to precious metals falling - economic-deflation-graphs-stock-imagecombat deflation.

    Gold and silver fell to four-year lows, with December delivery for gold slipping 1.9 percent, the lowest since April of 2010. December delivery for silver dropped 3.2 percent, the lowest since February of 2010. Palladium dropped 4.1 percent and Platinum fell 12 percent over last year.

    Another factor in the drop was the announcement by The Federal Reserve to raise interest rates this coming spring, at a time when other central banks were working to stimulate their economies

    Overall, there was a drop in precious-metals holdings from 97.4 billion in March of 2014 to $76 billion in November.

     

    Is This An Opportunity for Investment?

    The demand for gold, silver, platinum and palladium will rise and fall over time. But precious metals remain a solid investment and an excellent way to diversify your portfolio. Precious Metals offer protection against inflation because, historically, gold, silver and precious metals falling - secure-vault-imageother precious metals have risen in value at or ahead of the rate of inflation.

    Precious metals offer a slow but steady increase in value. They are tangible and supplies are finite endowing them with inherent value and they aren't subject to the same forces as stocks and other paper assets. Also, when you buy with cash, your ownership of physical precious metals is completely private. Because you are in possession of the metals,  your portfolio does not need to be accounted for the government, banks or financial institutions. These metals are extremely liquid assets that remain safe from the factors that threaten other investment types.

     

    Examples of Secure, Long Term Investments

    The American Gold Eagle coin is an affordable and secure long-term investment and a popular coin for investors.  In the United States, 80 percent of gold bullion in circulation is in the form of the American precious metals falling - gold-nest-egg-time-imageGold Eagle and worldwide, it is the most traded coin.

    American Gold Eagles are an excellent way to diversify the types of metal in your portfolio. The coins have historically provided a hedge against inflation. The U.S. Mint Catalog lists the American Eagle 2014 One-Ounce Silver Proof coin as one of its best selling products. Minted at West Point, it is made from one ounce of .999 fine silver.

    Another top seller is the American Eagle 2014 One-Ounce Silver Uncirculated coin minted at West Point as well. On October 20, the Mint released the American Eagle 2014 One-Ounce Platinum Proof - the sixth and final coin of the series - minted at West Point.

  • Is It Safe To Buy Gold & Silver Online?

    The Emergence of Online Buying for Gold & Silver

    The Internet Revolution has made it easier to purchase just about anything a consumer can imagine - and that includes precious metals. As opposed to brick and mortar retail stores, online retailers don't have the high costs of overhead or a limited number of customers able to reach them, which keeps costs down. When buying gold and silver online, you should expect to pay only a couple of dollars over spot for bars or rounds instead of the potentially more than $5 over asked by physical retailers. Online retailers are also able to offer a broader range of, often, higher quality products, as they are not limited to a physical location. And online dealers do not react to fluctuations in the price of metals the way store dealers do, keeping online costs more constant.

    online safe for gold - gold coins and bars

    Buying online does have one drawback. Unlike when buying from a store, when buying online, investors are unable to hold the product in their hands. Brick and mortar gold and silver stores have the items on display and you won’t have to to wait for shipping.

    online safe for gold - older couple

    Why Buying Precious Metals  Online is Safe

    Buying online is as safe as buying from a physical retailer. Whether you’re interested in purchasing gold bars or coins, you can buy gold online and be safe as long as you deal with a reputable gold company, such as International Precious Metals. IPM's industry affiliations with the American Numismatic Association (ANA), Professional Coin Grading Service (PCGS), Numismatic Guaranty Corporation (NGC), Certified Acceptance Corporation (CAC) the Better Business Bureau (BBB) and Industry Council on Tangible Assets (ICTA)  reflect the retailer's commitment to fair and honest business practices that are consistent with the standards of each of these organizations.

    Buying from a Store

    Buying from a physical retailer allows investors and enthusiasts to see each coin or bar, take measure of its heft and feel and take it home immediately.

    But a distinct disadvantage to buying from a store is taxation. If the shop is in a state that taxes precious metals sales, that tax is passed on to the consumer and will be seen on your bill. In this case, buying from an online retailer located out of state may be the better choice.

    Online vs Store: Which is Better?

    For first time buyers of coins or bars, the following solution may offer the best of both options. Anyone new to gold or silver as an investment or hobby would do well to visit a local retailer and physically view what there is available. Get a good idea of what different products cost and what draws your eye or would be a nice addition to your collection. Then, go online and buy them. You will find them significantly cheaper.online safe for gold - man

    Check out our precious metals blog for more helpful articles on topics ranging from gold investment advice to defining what treasure assets and trends are. And if you are interested in understanding more about buying gold, silver, platinum, and palladium online and would like to speak with a live representative with further questions, don't hesitate to call us today at (800) 781-2090.

  • Should I Buy Gold & Silver Bars or Coins?

    Physical Gold & Silver: Bars, Coins, and Rounds

    Physical gold is sold in the form of bars, coins and rounds. These physical forms of gold are internationally regarded as store of value – which is a textbook definition of money. Physical gold, unlike its paper counterpart, is a safe haven and can dependably diversify your portfolio, protecting it against volatility in other assets. It offers protection against currency debasement and physical gold will never go bankrupt or default on a promise. It isn't produced by governments nor is it value-dependent upon them and can be bought privately and anonymously.

    Differences Between Bars & Coins

    When given the choice between coins or bars, there are some differences to consider.

    Bullion coins are round and produced to exacting specifications by governments the world over. Coins carry the status of legal tender. Each side of a coin carries a design which changes from year to year. Coins are come in a variety of sizes - typically one, one-half, one-quarter, and one-tenth troy ounces. Their weight and purity are guaranteed by the governments that produce them.

    bars or coins - gold stacks

     

    Bars are rectangular slabs produced by private mints and usually marked by the mint that produced them. They vary slightly in size from mint to mint. They can be purchased in 1-to 10-ounce sizes. Unlike coins, they are not considered legal tender.

    Advantages of Gold and Silver Coins

    Metal coins are more collectible than bars. And because they are universally recognized, they are easier to resell or trade than bars. Coins are valued as legal tender in the country in which they are minted and are valued in the market for their precious metals content. Sometimes coins can be purchased at or below the spot price of the metal. For further analysis, check out our post on old coins that are worth money.

    bars or coins - silver

     

    Additionally, bullion coins are mass produced, therefore available at very competitive prices compared to their bar counterparts. In addition, rare gold and silver coins with strong numismatic value or collector appeal are not only investments but are considered pieces of history and as works of art. (For advice on buying gold and silver, check out our gold investment advice on how to invest in gold, and see our silver bullion catalog for some great silver options to invest in).

    Historically they have proven to yield the highest long-term returns. This sector is strongly subject to the ebb and flow of supply and demand, leaving these coins open to sky-rocketing prices, regardless of the current bullion market. These coins can form the cornerstones of a serious collection, a diverse portfolio, and a unique family estate. Regardless of the form in which they are purchased, physical metals are always a better investment than paper currency.

    Advantages of Bars

    It should be noted that there a few advantages of buying a bar instead of a coin. The main thing is pure value. The weight of each bar may differ, but if one is going to spend a lot of money, a bar might make sense since you can put all of that money into one item, such as a bar, as opposed to coins. Additionally, a bar might be more sturdy, and because it is bigger, frankly, it is easier to track and a precious metals owner is less likely to lose it.

    So, Bars or Coins - Which Is It?

    Two big reasons which make coins more desirable as an investment is simply because coins are universally recognized, so there is significantly less risk than buying a bar. Additionally, the fact that they can be purchased at spot value, and sometimes below, makes it a more attractive purchase. Don't hesitate to contact us at IPM for more information - we have nearly 20 years of experience in the industry, and we are a recognized precious metals dealer. 

  • Precious Metals vs Stocks

    Precious Metals vs Stocks: A Look Back

    Owning precious metals, while providing protection against inflation, as well as stability and security, did not provide the investor with the short-term profit gain of a stock. Yet during times of economic crisis, owning physical precious metals has shown its advantages over traditional investments. Factors affecting precious metals are unique. Studies have shown that precious metals may have no correlation or even a negative relationship to the price of stocks, making them an excellent hedge against the fluctuations that have affected other asset classes.

    metals vs stocks - precious-metals-stock-market-value

    The Modern Value of Precious Metals & Stocks

    Three key factors over the past few decades have seen precious metals overwhelmingly outperform stocks.

    1. As the world's supply of physical commodities like gold and silver is diminishing, the value of precious metals has been increasing in response to cash infusions meant to help keep the economy going.
    2. Against the backdrop of a global debt crisis, investors are forgoing the short term profit of stocks in exchange for the long term security offered by precious metals. Recent economic upheaval has inspired a resurgence in the role of metals both at home and abroad.
    3. A market in which individual investors are being squeezed out by computerized trading has led to money market volatility. Investors no longer trust the safety of their investments and are turning to a more reliable and portable store of wealth.

    The Future Value of Stocks

    The bubble forming in the U.S. middle markets doesn't bode well for the future of stocks. Symptoms of a burst are reportedly more prevalent now than they were at the peak of the bubble in 2007. And as was seen during the financial crises beginning in 2008, asset classes can decline simultaneously, creating broad losses for private, government and institutional entities. Stocks are too risky in today's financial climate.

    metals vs stocks  - gold-precious-metals-value-scale

    The Future Value of Precious Metals

    Physical precious metal is private, secure and immutably valuable. Throughout history, it has retained its value through the collapse of governments and entire cultures. No paper asset can offer the same bottom line security and there is no reason to expect that should change in the future.

    metals vs stocks - american-gold-eagles-bullion-in-hand Gold American Eagle Coins

    Choosing which precious metals to invest in can be tricky. Please feel free to read our rare coin guide to learn the ropes for precious metal and coin investing. An additional option that is becoming more popular among precious metal and coin investors are US Mint coins, in particular, the gold American Eagle coin.

    The prices of gold, silver and platinum are independent of each other. So a diversification of the precious metals in your portfolio allows the positive performance of some to balance the negative performance of others. These metals will continue to offer steady growth and security because their value is independent of the prevailing currency and the stocks markets. Studies have confirmed that portfolios containing precious metals have shown better absolute performance, and far less volatility than those that do not.

    If you have any questions or interest in pursuing precious metals investing, definitely contact us here.

  • What is Numismatic Value?

    The Definition of Numismatic Value in Today's Markets

    Numismatic value is the price you can reasonably expect to receive through the sale of a circulated, un-circulated or proof coin from your collection.

    This value is determined primarily by the scarcity of the coin, its condition, supply, and demand. Even coins with high issue rates can be scarce thereby increasing in demand. And the value of these coins is increasing over time as numismatic coins become harder and harder to find.

    A coin's condition is graded on a scale of 1 to 70 by experts with specialized training using a rigid set of guidelines. Coins with a grade of 70 are considered flawless.numismatic value - total products sold

    Supply is another factor used to assign numismatic value. Hoarding, economic instability and political unrest contribute to a decrease in supply, benefiting collectors. Several characteristics lead to demand for a coin including quality, rarity and history.

    Numismatic Value of Gold Coins

    Gold has been in high demand for all of recorded history. And as a result, the precious metal has never lost its inherent value. For the numismatic collector, the American Eagle Gold Proof coin is an affordable way to add gold to a collection.numismatic value - burnished-gold-eagle-2014

    These coins, first minted in 1986, have a limited mintage. They are available in one-ounce, half-ounce, one-quarter ounce and one-tenth ounce denominations or in a four-coin set with one of each. The American Eagle Gold Proof is minted at the United States Mint at West Point and each bears the “W” mint mark. These coins are considered some of the most beautiful in the world. The weight and purity of these coins is backed  by the U.S. government and can be sold for cash and coins at precious metal dealers the world over.

    When assessing numismatic value, it is important to understand the history and background of a coin. For example, how much is a gold American Eagle coin worth? Read more about it on our blog.

    Numismatic Value of Silver

    Silver's conductive and reflective properties have won it the title of the most used metal on earth in industrial and technological applications. This of course has informed demand for the precious metal. For investors, buying silver bullion coins are a more affordable alternative to gold.numismatic value - raw-silver-eagles

    American Eagle Silver Proof coins are specially-produced versions of the American Eagle Silver, the official United States. They are only available in the one-ounce denomination and like their gold counterpart; they are minted at West Point and bear the “W” mint mark.

    Numismatic Values for U.S. Coins

    The United States Mint guarantees the weight and purity of every coin it produces. Numismatists the world over trust U.S. coins to meet the exacting specifications set forth by the Mint. But while many other governments mint their own coins, it cannot be presumed that those coins meet the same standards as do those produced by the United States. For that reason, U.S. coins are a safer investment.numismatic value - new-orleans-twenty-gold-liberty

    Additonally, U.S. Mint coins for sale (offered on our site) represent a strong way to diversify one's investments and portfolio - instead of digital currency, which could hypothetically disappear, one can diversify with a more stable, physical currency such as U.S. coins.

Learn more in our BASICS OF BUYING area, or START SHOPPING »